Annuity Insights was created to be an educational guide. Its purpose is to bring greater clarity and understanding to annuities and any financial decisions you may make about them. It doesn’t have to be read from cover to cover, even though many people do. If there is an area where you need more information or something needs to be clearer, we encourage you to go to that section.

Remember, there are hundreds upon hundreds of product options in the annuity marketplace. This is great in terms of being able to cover many consumer needs, but it makes things complex.

Everyone is different. So any annuity product, if appropriate, must be configured to your own financial picture. We highly recommend you use this as a reference point for when you consult with an advisor or an agent about annuities.

Just as not all annuities are equal, neither are all financial professionals. They can differ in terms of the knowledge and guidance they are able to give on annuities. Working with an independent, knowledgeable annuity specialist can go a long way toward finding the right annuity strategy for your retirement needs.

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